How old couple in usa pay for bills and other stuff do they pansion or what stuff?

tjr 10/08/2018. 9 answers
Business & Finance Credit

9 Answers


ibu guru 10/08/2018.

Pensions are actually fairly rare now, except for some long-term govt employees. They have saved in retirement plans (e.g. IRA, Roth IRA, 401K - which might have included some employer contributions, etc.). They may have investments, own a home, etc, and use those assets to pay their expenses. Many continue working (over 20% of retirement-age people continue working, and far more than that say they would continue working if it weren't for mandatory retirement). Many start new careers, or start their own business, or work as consultants & freelancers.

And then there is Social Security, which cannot be relied. Most people do not get enough from their Social Security to cover living expenses.


Judy 10/08/2018.

pension, savings, social security


exactduke 10/08/2018.

Silly as it might seem, some people actually plan ahead and save for retirement.

1. Social Security

2. 401k plans

3. IRAs

4. Bank savings accounts.


nt 10/08/2018.

I'm not a couple but I pay bills with my savings. No "pansion" for me.


Pat Wooden 10/08/2018.

Pensions are disappearing for most companies, so older people depend on Social Security payments and their savings. Many continue to work part time or full time, for their entire lifetime. And Social Security is funded by payroll deductions made throughout a person's working career, including compounded interest earned on that amount by the government.

There are often fewer expenses since the mortgage on their house may have been paid off, they no longer need to commute to work, and can cut back on expenses such as business clothing and eating out. And those who are sick or disabled and broke often end up in government institutions--not a place you want your loved ones to be.


The Oracle of Omigod 10/08/2018.

Most do not have a pension. We have the Federal Social Security program which replaces about 40% of what we used to make. That is not enough to live on so we should have saved and invested money to give us more income. Those who do not save something will be very poor.


Murzy 10/08/2018.

besides pensions and social security, many have made investments early in life and saved some money. they often move into smaller houses that are less expensive to run


Clark Kent 10/08/2018.

I made money in real estate so I have a lot of money from that. I get social security and rollover IRA. My wife also has a rollover IRA social security and a teachers retirement pension--so we pay our bills with no difficulty


Iam 10/08/2018.

Ya pansion pay bills and whatnot. Old couple saves money, make pansion, lives till they dies or they get robbed or put in home for bewildered.


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